Update - The backlog of STIPs has been processed. Engineers are still working on an update to address the root cause of the STIPs.
Oct 22, 2025 - 10:05 PDT
Update - The deployment to all Visa routers is complete and we are seeing a steady decline in the backlog of STIPs. This process should be complete by about midnight PST.
Oct 21, 2025 - 20:34 PDT
Update - Engineers are remediating a delay in STIP processing for Visa customers. STIPs will become unblocked and customers will start to receive them within the next few hours.
Oct 21, 2025 - 17:26 PDT
Update - Ongoing monitoring has observed STIPs still occurring for some customers. Engineers are actively working on a resolution.
Oct 21, 2025 - 12:54 PDT
Monitoring - Transactions have continued to process at an expected rate. We will continue to monitor through the night.
Oct 20, 2025 - 23:43 PDT
Update - Visa has reverted the change that led to the impairment and we are seeing transactions return to normal levels.

Marqeta customers will recieve an elevated number of STIPs as transactions that were attempted to be processed during the event will now be reported.

Oct 20, 2025 - 23:21 PDT
Update - We’re working with Visa to address an issue where VisaNet traffic in North America is currently not reaching Marqeta. This results in authorization requests not processing through Marqeta and increased network stand-in (STIP) activity. Customers will see intermittent timeouts/declines and elevated stand-in (STIP) rates.

Current impact
Scope: North America VisaNet authorizations
Effect: Significant drop in authorization traffic; increased stand-in (STIP)
Data: No indication of data loss or security impact

What we’re doing
Working with Visa to stabilize station availability and validate expected behavior.

Customer action
No action required. If you see persistent anomalies, please contact Marqeta Production Support at support@marqeta.com with example transaction IDs and timestamps. We are actively monitoring this incident.

Next update
We will continue to post updates here as we progress toward full remediation.

Oct 20, 2025 - 22:48 PDT
Update - We are in a working bridge with Visa to resolve the drop in transactions.
Oct 20, 2025 - 21:57 PDT
Update - Visa implemented a change and it resulted in a temporary drop in Visa transactions. A response team is engaged with Visa and working to restore transactions.
Oct 20, 2025 - 21:37 PDT
Update - Engineers are currently developing a fix for the identified issue , further updates will be shared once fix is deployed and service performance verified.
Oct 20, 2025 - 18:57 PDT
Update - After further investigation, Marqeta engineers have isolated the issue to a release-related change on Visa's side. An incident has been escalated to Visa for resolution. We are seeing a decrease in the amount of STIPS. Our engineers are actively working with Visa to resolve this issue and determine the next steps for full restoration.
Oct 20, 2025 - 16:11 PDT
Identified - Marqeta Engineers isolated the issue to be related to the ongoing partial degradation to KYC Services resulted from AWS outage
Oct 20, 2025 - 07:57 PDT
Investigating - Marqeta Engineers were alerted to an elevated amount of STIPs from the Visa Network observed at 06:30 PT. We have a response team engaged and we are investigating.
Oct 20, 2025 - 07:12 PDT
Core API ? Operational
ACH Processing ? Operational
Payment Processing ? Degraded Performance
Card Issuing ? Operational
Card Fulfillment ? Operational
Applications ? Operational
Credit ? Operational
Reporting & Analytics ? Operational
Digital Wallets & Tokenization ? Operational
Risk & Disputes ? Operational
Webhooks ? Operational
Sandbox ? Operational
3DS ? Operational
Operational
Degraded Performance
Partial Outage
Major Outage
Maintenance
Oct 25, 2025

No incidents reported today.

Oct 24, 2025

No incidents reported.

Oct 23, 2025

No incidents reported.

Oct 22, 2025
Resolved - Bank files and MQD / DIVA API reports are now refreshed and up to date for the October 20th data.
Oct 22, 06:58 PDT
Monitoring - MQD / DIVA API reports are now refreshed and up to date for the October 20th data.
Oct 22, 06:30 PDT
Identified - Bank files data for October 20th is incomplete as a consequence of AWS outage, causing a delay for bank files for that day. MQD/DIVA API data is also incomplete. Our Engineering is working on further recovery and the files will be delivered when data is complete and included in the reports.
Oct 21, 05:40 PDT
Oct 21, 2025
Resolved - As of 12:30am PT, 7:30am GMT today, all historic webhooks have been cleared from the queues.
Oct 21, 04:13 PDT
Update - At 15:01 PT, AWS confirmed that service restoration from their side after network connectivity issues they had across US-EAST-1 Regions was resolved. However, some AWS services are still degraded due to AWS's backlog of messages that will take a few hours to be processed, and an RCA will be shared from AWS side.

All of Marqeta’s impacted services have been restored. For Webhooks service, processing was disrupted starting at approximately 12:00 AM PT. We have since restored service as of 12:30 PM PT, and we began flushing the queued webhooks starting at 6:15 PM PT, with processing expected to complete within 12 hours.

We are actively monitoring systems closely to ensure continued stability.

Oct 20, 18:22 PDT
Update - Numerous AWS services are degraded. This directly impacts several Marqeta services, including:

Impacted services :

Delay in all bank files and all DIVA MQD reports;
Delay in recon and settlement reports;
Delay in VAU and ABU reports;
Delay in some direct deposits;
Delay in fulfillment files;
Partial outage to KYC Services;
Degraded 3DS service;
Degraded Sandbox service;
Delay in webhooks;

Recovered services :

Network Updates service
Tokenization services
Core API response

AWS reports they are continuing working on mitigating the issue and investigating the root cause for the network connectivity issues that are impacting AWS services. Engineers are continuing to monitor and will be able to resume affected services and reporting once AWS has fully recovered.

Oct 20, 14:34 PDT
Update - Numerous AWS services are degraded. This directly impacts several Marqeta services, including:

Impacted services :

Delayed or unsent webhooks;
Delay in all bank files and all DIVA MQD reports;
Delay in recon and settlement reports;
Delay in API responses;
Delay in VAU and ABU reports;
Delay in some direct deposits;
Delay in fulfillment files;
Partial outage to KYC Services;
Degraded 3DS service;
Degraded performance in tokenization functions.
Degraded Sandbox service;

Recovered /improved services :

Network Updates service (Recovered).

AWS reports they are continuing working on mitigating the issue and investigating the root cause for the network connectivity issues that are impacting AWS services. No ETA provided yet from AWS side for full service restoration. Engineers are continuing to monitor and will be able to resume affected services and reporting once AWS has fully recovered.

Oct 20, 13:35 PDT
Update - Numerous AWS services are still degraded. This directly impacts several Marqeta services, including:

Delayed or unsent webhooks;
Delay in all bank files and all DIVA MQD reports;
Delay in recon and settlement reports;
Delay in API responses;
Delay in VAU and ABU reports;
Delay in some direct deposits;
Delay in fulfillment files;
Partial outage to KYC Services;
Degraded Network Updates service;
Degraded performance in tokenization functions.

AWS reports they are continuing working on mitigating the issue and investigating the root cause for the network connectivity issues that are impacting AWS services. No ETA provided yet from AWS side for full service restoration. Engineers are continuing to monitor and will be able to resume affected services and reporting once AWS has fully recovered.

Oct 20, 12:34 PDT
Update - We are continuing to monitor for any further issues.
Oct 20, 11:41 PDT
Update - Numerous AWS services are still degraded. This directly impacts several Marqeta services, including:

Delayed or unsent webhooks;
Delay in all bank files and all DIVA MQD reports;
Delay in recon and settlement reports;
Delay in API responses;
Delay in VAU and ABU reports;
Delay in some direct deposits;
Delay in fulfillment files;
Partial outage to KYC Services;
Degraded Network Updates service;
Degraded performance in tokenization functions.

AWS reports they are continuing working on mitigating the issue and investigating the root cause for the network connectivity issues that are impacting AWS services. No ETA provided yet from AWS side for full service restoration. Engineers are continuing to monitor and will be able to resume affected services and reporting once AWS has recovered.

Oct 20, 11:35 PDT
Update - Numerous AWS services are still degraded. This directly impacts several Marqeta services, including:

Delayed or unsent webhooks;
Delay in all bank files and all DIVA MQD reports;
Delay in recon and settlement reports;
Delay in API responses;
Delay in VAU and ABU reports;
Delay in some direct deposits;
Delay in fulfillment files;
Partial outage to KYC Services;
Degraded Network Updates service;
Degraded performance in tokenization functions.

AWS reports they are continuing to investigate the root cause for the network connectivity issues that are impacting AWS services. They have not yet provided an ETA to partial or complete restoration, but are making periodic status updates. Engineers are continuing to monitor and will be able to resume affected services and reporting once AWS has recovered.

Oct 20, 10:35 PDT
Update - Numerous AWS services are still degraded. This directly impacts several Marqeta services, including:

Delayed or unsent webhooks;
Delay in all bank files and all DIVA MQD reports;
Delay in recon and settlement reports;
Delay in API responses;
Delay in VAU and ABU reports;
Delay in some direct deposits;
Delay in fulfillment files;
Partial outage to KYC Services;
Degraded Network Updates service;
Degraded performance in tokenization functions.

AWS reports they are continuing to investigate the root cause for the network connectivity issues that are impacting AWS services. They have not yet provided an ETA to partial or complete restoration, but are making periodic status updates. Engineers are continuing to monitor and will be able to resume affected services and reporting once AWS has recovered.

Oct 20, 09:19 PDT
Update - Numerous AWS services are still degraded. This directly impacts several Marqeta services, including:

Delayed or unsent webhooks;
Delay in all bank files and all DIVA MQD reports;
Delay in recon and settlement reports;
Delay in API responses;
Delay in VAU and ABU reports;
Delay in some direct deposits;
Delay in fulfillment files;
Partial outage to KYC Services;
Degraded Network Updates service;
Degraded performance in tokenization functions.

AWS reports they are continuing to investigate the root cause for the network connectivity issues that are impacting AWS services. They have not yet provided an ETA to partial or complete restoration, but are making periodic status updates. Engineers are continuing to monitor and will be able to resume affected services and reporting once AWS has recovered.

Oct 20, 08:22 PDT
Update - Numerous AWS services are still degraded. This directly impacts several Marqeta services, including:

Delayed or unsent webhooks;
Delay in all bank files and all DIVA MQD reports;
Delay in recon and settlement reports;
Delay in API responses;
Delay in VAU and ABU reports;
Delay in some direct deposits;
Partial outage to KYC Services;
Degraded performance in tokenization functions.

AWS reports they are still experiencing elevated errors for new EC2 instance launches. They have not yet provided an ETA to partial or complete restoration, but are making periodic status updates. Engineers are continuing to monitor and will be able to resume affected services and reporting once AWS has recovered.

Oct 20, 07:10 PDT
Update - Numerous AWS services are still affected, which directly impacts all webhooks. Marqeta engineers have also confirmed this will delay all bank files and all DIVA MQD reports. Additionally, recon and settlement reports are delayed.

AWS reports they are still experiencing elevated errors for new EC2 instance launches. Engineers are continuing to monitor and will be able to slowly resume webhooks services and reporting once AWS has recovered.

Oct 20, 06:51 PDT
Update - AWS Fargate is still affected, which directly impacts all webhooks. AWS reports they are continuing to work through processing the backlog of SQS messages in Lambda queues. Engineers are continuing to monitor and will slowly resume webhooks services once AWS has recovered.
Oct 20, 06:29 PDT
Update - AWS Fargate is still affected, which directly impacts all webhooks. AWS reports working through processing the backlog of SQS messages in Lambda queues. Engineers are continuing to monitor and will slowly resume webhooks services once AWS has recovered.
Oct 20, 05:21 PDT
Update - AWS reports they are seeing significant signs of recovery. AWS Fargate is still affected, which directly impacts all webhooks. Engineers are continuing to remediate and will slowly resume webhooks services once AWS has recovered.
Oct 20, 04:10 PDT
Update - AWS reports they are seeing significant signs of recovery. We are monitoring this recovery and the recovery of Marqeta services.
Oct 20, 03:53 PDT
Monitoring - AWS reports they are seeing significant signs of recovery. We are monitoring this recovery and the recovery of Marqeta services.
Oct 20, 02:52 PDT
Identified - Marqeta engineers are tracking a confirmed AWS us-east-1 outage that is affecting multiple systems and other services. This can include SMS, Tokenization, KYC, APIs, Marqeta Dashboard, and more. Investigation is continuing to understand the scope of impacted systems. We are monitoring AWS communication channels for updates.
Oct 20, 02:06 PDT
Update - Marqeta engineers are tracking a confirmed aws-us-east-1 outage that is affecting multiple systems and other services. This can include SMS, Tokenization, KYC, APIs, Marqeta Dashboard, and more. Investigation is underway and more information will be available soon.
Oct 20, 01:12 PDT
Investigating - Marqeta engineers are tracking a possible aws-us-east-1 outage that is affecting multiple systems and other services. This can include SMS, tokenization, and more. Investigation is underway and more information will be available soon.
Oct 20, 01:02 PDT
Oct 20, 2025
Oct 19, 2025

No incidents reported.

Oct 18, 2025
Resolved - Visa has confirmed an event within their network which resulted in unexpected authorization failures. They have resolved the challenge and the Visa Network is now operating as expected. This incident is resolved.
Oct 18, 13:27 PDT
Monitoring - Marqeta Engineers were alerted to an increase in STIPs impacting our customers on the Visa Network. Our monitors indicate that the STIPs have subsided. A response team is working with Visa to isolate the source of the challenge.
Oct 18, 12:47 PDT
Oct 17, 2025
Resolved - Marqeta engineers report the missing data should now be remediated for all customers.
Oct 17, 14:03 PDT
Update - Marqeta engineers are continuing to identify and remediate missing data throughout today.
Oct 17, 06:00 PDT
Update - Marqeta engineers are continuing to identify and remediate missing data.
Oct 16, 13:54 PDT
Identified - On October 15th data synchronization delays starting around 02:30 AM PST. The lag was corrected and the data caught up by approximately 16:30 PST. We have received reports from some customers of missing data. Marqeta engineers are actively remediating this data.
Oct 16, 12:16 PDT
Oct 16, 2025
Resolved - Some EU customers may have experienced downtime between 20:25:30 - 20:43:30 UTC on October 16th due to a maintenance task.
Oct 16, 14:34 PDT
Oct 15, 2025
Resolved - Engineers report the replication lag is over and the data should now be caught up.
Oct 15, 17:05 PDT
Monitoring - Data pipeline issues have been resolved. Marqeta engineers have allocated extra resources to ensure data is caught back up quickly.
Oct 15, 10:58 PDT
Update - We are continuing to experience data synchronization delays starting around 02:30 AM PST. Some data pipelines to Snowflake are experiencing intermittent issues. This may impact downstream reporting or analysis that requires intraday data. Our team is actively investigating and working on a resolution. Updates will follow as we learn more.
Oct 15, 09:35 PDT
Investigating - The Confluent sink connector is experiencing degraded performance. Starting from 02:30 AM PST some customers may see a lag between MySQL tables and Snowflake. This will impact downstream reporting or analysis that required intraday data. Engineers are aware of the issue and are working on a solution.
Oct 15, 07:43 PDT
Oct 14, 2025

No incidents reported.

Oct 13, 2025

No incidents reported.

Oct 12, 2025

No incidents reported.

Oct 11, 2025

No incidents reported.